Terms of Use

Effective date: 1st August 2026

Welcome to catba.io. By using this website, you agree to these terms. Please read them.

About this website

Cát Bà is operated by Bettina Kongsgaard. The site provides information about copy trading of Tom Hougaard and lets you register your interest. Cát Bà is an introducer: we connect interested people to the broker and are paid a commission by the broker. We are not a broker, and we do not provide investment, financial, legal, or tax advice.

Not advice

Everything on this website is for information only. Nothing here is a recommendation to trade, to copy any trader, or to open an account, and it should not be taken as advice about whether copy trading is right for you. Any decision you make is your own. If you're unsure, seek independent advice.

Risk

Copy trading involves leveraged trading and carries a high risk of loss. You may lose some or all of the money you commit. Past performance is not a guide to future results. Only trade with money you can afford to lose.

Your account is with the broker

If you choose to open an account and copy trades, you do so directly with Made4Trading, under their terms and conditions. Your money, your account, and your trading are governed by your agreement with the broker, not with us. We are not responsible for the broker's services, platform, or decisions.

Links to other sites

This website links to third-party sites, such as Made4Trading and Tom Hougaard's channels. We don't control those sites and aren't responsible for their content or practices.

Our content

The content on this site, text, branding, the Cát Bà name and mark—belongs to us and may not be copied or reused without our permission.

Limits

We provide this website in good faith but can't guarantee it will always be accurate, complete, or available. To the extent the law allows, we're not liable for any loss arising from your use of the site or from any decision you make based on it.

Changes

We may update the site and these terms from time to time. Changes take effect when posted here.

Governing law

These terms are governed by the law of England and Wales.

Contact

Questions? Email us at bettina@catba.io.